Scale your operations without the capital burden of vehicle ownership. We structure the right finance solution to improve your operational efficiency and cash flow.
An operating lease is a long-term vehicle rental agreement that allows a business to use a vehicle for a fixed period and kilometre allowance without the risks of ownership. The leasing company retains ownership of the asset, meaning your business is not responsible for the vehicle’s residual value or depreciation at the end of the term.
A Standard Operating Lease provides the structured vehicle finance while your team handles the daily running costs and administration.
A Fully Maintained Operating Lease bundles the vehicle finance with our complete suite of fleet management services, including proactive maintenance, insurance, registration, 24/7 roadside assistance, and much more.
A finance lease is a commercial funding arrangement where the fleet provider purchases the vehicle on your behalf, while your business assumes the operational control and the final residual value risk. This model provides the benefits of vehicle use without immediate capital outlay, with a pre-determined balloon payment due at the end of the term.
A Standard Finance Lease focuses on the core asset funding while you manage the daily operations internally.
A Managed Finance Lease adds our operational support and fleet management systems, allowing you to leverage our national maintenance and tyre discounts while retaining the potential for profit in the asset.
A sale and leaseback is a financial strategy where a business sells its existing owned fleet to a leasing company for an immediate cash injection and then leases those same vehicles back under a managed agreement. This allows a company to unlock the capital tied up in depreciating assets while maintaining the use of their current fleet.
A Standard Sale and Leaseback focuses on the immediate equity to cash conversion while you maintain internal control of running costs.
A Managed Sale and Leaseback bundles comprehensive fleet management with the finance, allowing us to take over the day-to-day running and administrative burden of your fleet.
This service is for businesses that own their vehicles outright but want to eliminate the daily operational and administrative burden of running a fleet. While your business maintains ownership of the vehicles, YFT acts as your outsourced fleet department, providing the technical expertise and national buying power required to run a safe, cost-effective fleet.
Our outsourced fleet management covers every operational detail, providing the same level of support as a fully maintained lease while you retain full ownership of your assets.
Keep your cash reserves and credit lines available for core business growth instead of tying up significant funds in depreciating vehicle assets.
Leverage our national buying power to reduce the initial vehicle cost which directly results in lower monthly finance repayments.
We handle the entire procurement and finance process from application to settlement so your team can stay focused on operations.
Select lease terms and financial structures that align with the specific lifecycle of your vehicles and your long term business goals.
The primary difference is who carries the risk of the vehicle’s future value. In an Operating Lease, YFT takes the risk. You simply return the vehicle at the end of the term. In a Finance Lease, your business assumes the residual value risk. If the vehicle sells for more than the balloon payment, you keep the profit. If it sells for less, you cover the shortfall. For most fleet operations, an operating lease is the lower-risk, more predictable structure.
This option bundles your vehicle finance with our complete suite of fleet management services. It includes proactive maintenance, tyres, insurance, registration, 24/7 roadside assistance, and more, all in a single monthly payment. It’s the most complete fleet finance structure available and the most popular choice for businesses that want to hand fleet over entirely and ensure their drivers are always supported.
Absolutely. This service is designed for businesses that want to eliminate the operational burden of running a fleet while maintaining asset ownership. We act as your outsourced fleet department, providing technical expertise and national buying power to run a safe, cost-effective fleet.
YFT conducts a suitability assessment and purchases your existing company-owned vehicles at fair market value, providing an immediate cash injection to your business. The vehicles are then leased back to you over a fixed term for a predictable monthly rental. This allows you to unlock capital tied up in depreciating assets without any disruption to your drivers.
No. While most clients choose a managed lease to eliminate administrative stress, we offer standard versions of our Operating, Finance, and Sale and Leaseback options for businesses that prefer to handle daily administration and repair relationships internally. These options focus solely on providing the structured vehicle finance.
Under an Operating Lease or Sale and Leaseback, you simply return the vehicle to us with no resale responsibility. If you are on a Finance Lease, you are responsible for the pre-determined balloon payment, which can be covered by selling the vehicle or refinancing the remaining balance. Six to nine months before your lease expires, we will review your usage data to plan your next steps. We handle the entire disposal process and coordinate the arrival of your replacement vehicles to ensure your team stays on the road without disruption.
We’ll identify the ideal lease structure to maximise your cash flow and scale your operations.
